I apologize, but I don’t really understand you. My original comment about Windows Defender being “off” in Action Center was originated in YOUR OP. I indeed can understand that you chose to leave it “off”, but if you chose that state, then it has nothing to do with your original problem. So why you brought it up? (Rhetorical)
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I brought it up because Windows, when it detects you have no AV installed, will tell you to turn on Windows Defender, since it offers some sort of protection. Don’t get all mad, now I will do those steps.