Sunnie, that is important information and I really appreciate you sharing it. When entering the user name, the next screen is “page cannot be displayed” (caused by avast HTTPs bug) should be the secret question page - and it must somehow tally the attempt as a login failure - 3 o4 4 failures and it must lock out the user account for too many attempts. Avast never responded to the inquiry about what happened with the account attempt lockout- they probably didn’t know what to say - not the best way to deal with it though.

Thanks again for the info - hopefully Avast will fix the TCF Bank log in issue soon