If your windows is upto date,and you also use limited user rights,I beleive you will not get infected.Gmer detects and removes this threat.You need to scroll down,to read article
http://blog.washingtonpost.com/securityfix/
Dr.Web " first AV " to be able to remove MBR ,( I presume that include Cureit too )
http://info.drweb.com/show/3257/en