Eddy
2
If your bank only asks for user name and password, they have a severe security problem.
They should also make you use something like a “random reader”
Not possible. Two sites can’t use the same url. It may show in your browser as the same, but they will not be the same.
Very unlikely that a ISP redirects you to a phishing site. Can it be? Yes, if someone hacked their servers and changed DNS settings.
Please follow the instructions: http://forum.avast.com/index.php?topic=53253.0