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Jeff, SafeZone is intended to protect you while online shopping and banking.
It runs in a sandbox/virtual environment detached from your drive and prevents keyloggers and malware from reading your screen.
Nothing can steal your personal data.
There are 100,000+ new virus/malware nasties everyday and your virus/malware protection will always be slightly behind the threats.
Keeping your personal data away from the disc stops the barstewards spoiling your week. ;D