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Also I dont use IE nor I use Outlook and I dont open every dam attachment not I download any dam thing! I'm very careful when it comes to downloading since my data on machine is pretty important for me. The Trojs that i was hit by were XP vernabilities and they can hit anyone who's XP is not constantly patched!
I use Firefox and Thunderbird and to all guys here using IE and Outlook trust me switch to Firefox and Thunderbird it will reduce your threat of Virus, Spam vernabilities by many many percentages!