I get texts like this! Except they say it is HMRC and that I have a tax refund due and it has a link in it. I have never clicked the link as probably a cloned version of HMRCs website or a virus of some sorts. Whenever I have had a tax refund, I have always had to call HMRC myself and request it and they pay it with my next salary payment from my work! (Probably should check if I have any at the moment actually haha) But ye, for sure, people will fall for these! Was reading on https://scam-numbers.co.uk/ the other day about people being scammed by the HMRC stuff, handing over their bank details over the phone to pay unpaid taxes. Does kinda make you facepalm but there are vulnerable people out there!