Your habits are very secury. Congratulations. :wink:
But, there are some ‘leak’ points that the resident protection could solve:

  1. The preview panel of Outlook Express, for instance, can allow trojans to be installed. You do not need to ‘open’ the email, just preview it.

  2. When downloading, after saving a file could be so late (for non archive files, for instance, .exe .com)

  3. If you are receiving virus from email, why do you want to disable the Internet Mail provider?