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if you have 5 or more users, its really advised to use a central database for user management… meaning active directory or a linux realm with windows clients. (Microsoft Small Business Server is not that expensive as it sounds and has all you would want as a small business)
Like lukas says, administrator is very hard on a workgroup. If you want to deploy on a workgroup your better of putting the non-manage client on the computer then the managed one.
The e-mail way to install is new to me, and sounds actually nice, but still it needs an administrative account for installing the software.
so why would you want to centrally manage your AV if it gives you probably more headaches then relieve because you dont have your basis environment in order…
You will also lose a lot of functionality of the SBC. for example In a workgroup environment you highly probably dont have a mail server either, so mail wont be send unless you use an external server
in a less then 5 station workgroup its not worth the trouble of installing (see my opening sentence then from here)
sounds harsh, and a lot of people will disagree with me i know, but above is my opinion…