Win XP Home

I have set IE to be pretty much useless, completely restricting most actions as I only use Opera.

Google comes up with nothing except a link to here and a couple of forums with people asking the same thing.

I’m not verry compitent outside of the “user-friendly” Windows which is a sad, sad thing. Does anyone know what this one does? anything i shouldn’t be doing on the pc such as bank transactions and what not?