Bob, I’m really glad for you about the premiums…
and our copays have also changed…doc visits have gone up but especially our drug copays and many drugs require pre-authorization–approval is for a limited time and you have to go through the pre-auth again to make sure “the condition still requires this drug.” A stupid waste of time when most of them are maintenance drugs–like my arthritis is going away? you would think after 14 surgeries for my arthritis that they would know that it’s here to stay!
sigh, makes me realize that many people, even insurance companies, do not understand the severity of most forms of arthritis

cojo